Free calculator

Wholesale fee calculator

Estimate your assignment fee on a wholesale deal. Enter the after-repair value, repairs and your contract price to see what a cash buyer can pay and what is left for you.

Deal numbers

After-repair value (ARV)

Estimated repairs

Buyer rule (percent of ARV)

Your contract price with the seller

Your costs on the deal

Your costs can include marketing for this lead, earnest money you will not get back, or a transaction coordinator. Most flippers buy at 65% to 75% of ARV minus repairs, so adjust the buyer rule for your market.

Estimated assignment fee

Most a cash buyer is likely to pay–

Your contract price–

Spread before your costs–

Fee as a share of ARV

Highest offer that leaves a $10,000 fee–

Work out your max offer

An estimate only. Your real fee is whatever a buyer agrees to pay above your contract price.

How the wholesale fee calculator works

Buyer price = ARV × buyer rule − repairs
Spread = buyer price − your contract price
Assignment fee = spread − your costs

A wholesaler gets paid the difference between the price agreed with the seller and the price an end buyer pays. The calculator starts from what a flipper can afford, using the same percent-of-ARV rule most cash buyers use, then subtracts your contract price and costs. What is left is your estimated assignment fee.

A quick example

A house will be worth $300,000 fixed up and needs $40,000 of work. A buyer using the 70% rule can pay about $170,000. You have it under contract at $155,000, so the spread is $15,000. After $1,000 of costs your fee is about $14,000. These numbers are illustrative only.

How to protect your fee

Get the ARV right: an inflated value is the fastest way to lose a buyer. Check it with the ARV calculator.
Price repairs honestly: buyers will walk the house and redo your math.
Know your buyers: some buy at 75% of ARV in hot areas and 65% in slow ones.
Set your offer first: use the MAO calculator before you talk price with the seller.

Frequently asked questions

What is a typical wholesale fee?

It varies by market and price point. Many deals pay somewhere between $5,000 and $20,000, with larger fees on higher-priced or deeply discounted properties. Our guide on how much wholesalers make has more detail.

Is there a limit on assignment fees?

Most states do not cap the fee, but some require disclosures or have other rules for wholesalers, and the fee usually shows on the settlement statement. Check the rules in your state in our wholesaling by state guide.

Who pays the wholesale fee?

The end buyer. They pay the seller the contract price and pay you the fee on top, usually through the title company at closing. See how an assignment of contract works.

What if the spread is too small?

Go back to the seller with your numbers and ask for a lower price, look for a buyer who pays more, or let the deal go. A fee that is too thin rarely survives the inspection.