Tennessee situation guide · Updated November 2026

Wholesaling Expired Listings in Tennessee

Wholesaling expired listings in Tennessee means contacting owners whose homes sat on the MLS without selling, then contracting to buy as a principal and assigning that contract to a cash buyer. These owners already decided to sell. They are tired, not undecided. In Nashville and Davidson County, many listings expire because the price was set by hope instead of by comps. A fast, fair cash offer can look good after months of showings. Tennessee now has a wholesaling disclosure law, so your paperwork matters from the first call. Start with our expired listings guide.

2025 wholesaling lawPrincipal-buyer deals100% online mentorship

Let’s find your starting point

Explore the mentorship.

Request a free fit call to discuss your goals and whether the program is right for you.

The short answer

Can you wholesale an expired listing in Tennessee?

Yes, if you contract as a buyer and follow the written disclosure rules in T.C.A. 66-4-401 to -403. Have a Tennessee attorney review your forms before you call anyone.

An expired listing is a home whose listing agreement with a broker ended without a sale. The owner may still be bound to that broker for a time, so read the old agreement before you make an offer. Our assignment guide explains how your contract can be transferred.

Tennessee’s 2025 law says a buyer who assigns an equitable interest for a higher price must tell the seller in writing, before signing, that it intends to market that interest. It must also give notice of the assignment date at least 3 business days ahead. The notices belong in bold, large print inside the contract. Learn the term in our equitable interest guide. Tennessee’s unlicensed brokerage statute is separate, so avoid saying you will list or market the owner’s house.

Expired Listings in Tennessee at a glance

Wholesaling statuteT.C.A. 66-4-401 to -403 (2025)
Seller noticeWritten, before signing the contract
Assignment noticeAt least 3 business days before it takes effect
Filing windowWithin 2 years of contract execution
Brokerage lawUnlicensed brokerage is unlawful, T.C.A. 62-13-301
Recordation tax$0.37 per $100 on a deed, paid by the grantee

The opportunity

Why wholesaling expired listings in Tennessee works

Davidson County is Tennessee’s priciest market, so overpriced listings are common there. Many of them will talk to a serious buyer who can close without repairs or showings. Pull sold comps in the comps guide before you mail anyone, and check what the home actually sold for nearby.

Motivated owners

They paid for a listing and want out. See finding motivated sellers.

No showings

A cash buyer can skip the open houses and repair requests that wore the owner down.

Price reset

A second look at comps can bring the owner to a realistic number without a fight.

Lead sources

Where to find expired listings around Nashville

  • MLS expired reports. A licensed friend or your agent partner can pull expired and withdrawn lists for you.
  • Withdrawn and canceled listings. Some owners pulled the sign early and are open to talking.
  • Public records. Use the county register of deeds to confirm owners and see who holds the loan. Read how to find a property owner.
  • Skip tracing. Contact details are often missing, so see skip tracing.
  • Direct mail. A plain letter reaches owners who are tired of agent calls. See direct mail for wholesalers.

Your exit

Who buys expired listings in Tennessee

Nashville cash buyers want a discount that covers repairs, holding costs and profit. Many flippers also buy in Antioch, Madison and Donelson where prices sit below the county peak. Landlords may buy if the rent works. Build your list before you sign anything, using this buyer guide.

Tell each buyer your role at the start. You hold a contract, not the house. A buyer who understands that will not be surprised by the assignment terms, and the seller will have already read them in the contract. A buy box from each buyer saves wasted calls.

Step by step

How to start wholesaling expired listings in Tennessee

  1. Check the listing history. Confirm the listing ended and ask if any broker agreement is still active.
  2. Call with care. Be plain about being a buyer. Review the TCPA rules and check current Tennessee no-call rules before dialing.
  3. Run the numbers. Use the ARV calculator and the MAO calculator with comps in hand.
  4. Write the offer. Use clear terms. See writing a wholesale offer.
  5. Add the disclosures. Put the 2025 notices in bold, large print inside the written agreement.
  6. Market the contract. Offer the deal to your buyers as a contract, not as a listing of the house.
  7. Close with title. Use an investor-friendly title company that handles assignments.

Your checklist for wholesaling Expired Listings in Tennessee

  • Read any expired listing agreement for a protection period.
  • Disclose your intent to market the contract before it is signed.
  • Give written notice of the assignment date at least 3 business days ahead.
  • Never advertise the house as if you were a broker.
  • Ask a Tennessee attorney to review the contract.

A Tennessee example: a Nashville owner whose listing expired

List price$489,000
Days on market112
Your contract price$395,000
Estimated repairs$42,000
Assignment fee$15,000
Buyer all-in cost$452,000

A Nashville couple in Donelson listed a 1960s ranch at $489,000. After 112 days they had two lowball offers and a broker agreement that had just ended. A letter from you reached them the week it expired.

Comps near the home pointed to about $520,000 after repairs. You offered $395,000 with a quick close, and the contract carried your bold-print notice that you might assign it. You gave the seller written notice of the assignment date more than 3 business days ahead.

A flipper paid you a $15,000 assignment fee and closed with the seller. The couple walked away without more showings. Compare how this fits with wholetailing if you want to hold the deal instead.

Tennessee rules to know

Disclosure, brokerage and solicitation rules

Tennessee’s 2025 wholesaling law requires written, bold, large-print disclosures that sit in the written agreement. You tell the seller you intend to market your equitable interest, and you tell your buyer what that interest is. The enacted text does not state a cancellation right or a penalty, so remedies are left to general law. Check the current text, since lawmakers can amend it.

Unlicensed brokerage is unlawful in Tennessee, and the statute covers soliciting or advertising a sale for pay. Whether marketing a contract counts is not settled in guidance we could confirm, and the licensing board’s view on assignments is unconfirmed. Keep your role as a principal buyer clear and talk to a lawyer. See our license guide and attorney guide.

Learn it with a mentor

Turn a dead listing into a deal

Expired listings take practice and clean paperwork. Mentorship students share their letters, scripts and contracts, and we review them with you.

FAQ

Expired Listings in Tennessee: common questions

Is wholesaling expired listings in Tennessee legal?

Generally yes, when you act as a principal buyer and follow the written disclosure rules of the 2025 law. The notices belong in bold, large print inside the contract, and the enacted text does not state a cancellation right or a penalty. Check current text and ask an attorney.

Do I need a license to wholesale expired listings?

Tennessee bars unlicensed brokerage. Contracting as a buyer is different from brokering, but the line is fact-specific, so get legal advice. The licensing board’s view on assignments is unconfirmed, so avoid saying you will list or market the owner’s house.

Can I contact an owner still under a listing agreement?

Read the agreement first. An active agreement may bind the owner, and you should not interfere with it. The owner may still be bound to that broker for a time, so read the old agreement and check any protection period before you make an offer.

What notices must I give the seller?

Written notice before signing that you intend to market your interest, and notice of the assignment date at least 3 business days before it takes effect. The notices belong in bold, large print inside the contract, and you also tell your buyer what the interest is.

What tax applies when the deed transfers?

Tennessee charges about $0.37 per $100 recordation tax on the deed, paid by the grantee. Ask the title company to apply it correctly, and confirm with an attorney whether your assignment structure changes anything before you quote net numbers to anyone.

Keep going

More Tennessee wholesaling guides

Read the full Tennessee wholesaling guide or pick another situation below.

Your next step

Work your first expired listing

Bring your letter and your contract. We will help you tighten both.

Fresh from the blog

Latest wholesaling guides