Tennessee situation guide · Updated November 2026

Wholesaling Vacant Houses in Tennessee

Wholesaling vacant houses in Tennessee is a three-part job: locate an empty home, get in touch with whoever owns it, and assign your purchase contract to an investor. Carrying costs pile up monthly for these owners, and plenty of Shelby County houses stay empty for years. Distant owners often welcome a clean way out. Start with our zombie properties guide.

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The short answer

Can you wholesale a vacant house in Tennessee?

Yes. Contract with the owner, then assign that contract, giving the written wholesaling disclosures the statute calls for. Do not walk into or advertise an empty house without the owner’s permission.

Paperwork is easy next to tracking down the owner of an abandoned-looking house. Pull county records and tax data, run skip tracing, and verify title prior to signing. Two guides walk through it: owner search and skip tracing.

Before you promote an empty house you do not own, the 2025 Tennessee statute wants a written notice in bold, large type saying you may market your contract interest, plus word of the assignment date three business days in advance. Selling the house for someone else is brokerage and needs a license, so stay a principal. Details sit in our legality guide.

Vacant Houses in Tennessee at a glance

Main challengeFinding and verifying the owner
InsuranceVacant homes often need special coverage
SquattersA sheriff complaint process exists under T.C.A. 29-18-135
Seller disclosureSeller disclosure, or buyer waiver, on 1-4 unit homes
Transfer taxGrantee pays $0.37 per $100 on deeds
Wholesaling statuteT.C.A. 66-4-401 to -403, with mandatory disclosures

The opportunity

Why vacant houses work in Tennessee

Taxes, insurance and upkeep keep draining whoever holds an unused house. Shelby County and Memphis offer lower entry prices than Nashville, plenty of investors and a big rental base, which means buyers show up quickly. Investors already know the math on certain blocks in Frayser, Whitehaven and Raleigh. Owners got these houses through inheritance, relocation or plain fatigue, and a reasonable offer stops the monthly bleed. Seasonal weather hurts too: a minor roof leak after a summer storm or winter freeze can grow into a major repair in a single season, and owners feel that pressure. Reach them with a timely message. Build your target list with our driving for dollars guide.

Motivated owners

Holding costs add pressure. Our motivated sellers guide explains why.

Little competition

Many vacant owners have not been contacted by anyone.

Insurance headaches

Many policies limit vacant coverage. See vacant property insurance.

Lead sources

Where to find vacant house leads in Tennessee

  • Driving for dollars. Watch for plywood on windows and piled-up mail; our guide explains.
  • Utility clues. A neighbor may tell you the water is off.
  • Tax data. Delinquent taxes often mark vacant homes. See tax delinquent lists.
  • Code files. Violations often point to empty houses. Read about code violation leads.
  • Absentee owners. Look at mailing addresses in other cities. See absentee owner leads.

Your exit

Who buys vacant houses in Tennessee

Rehabbers and landlords like vacant homes because they can start work soon. They will want photos, a walkthrough and a clear sense of the damage.

Be straight with buyers about what the house looks like. Stripped copper, forced entry and storm damage turn up often in homes nobody lives in, so say what you saw and admit what you could not check. Buyers return to the wholesaler whose descriptions held up. Our repair estimate guide helps with the numbers, and an investor-friendly title company handles the closing.

Step by step

How to start wholesaling vacant houses in Tennessee

  1. Spot the house. Cruise a neighborhood and log the address, its shape and any sign nobody lives there.
  2. Find the owner. Pull county records, then skip trace for a phone number or mailing address.
  3. Confirm title. Follow our title search guide.
  4. Run the numbers. Work out value and offer ceiling with the ARV calculator and MAO calculator.
  5. Sign with disclosures. Put the bold, large-print notices into the written purchase agreement.
  6. Show the buyer. Get access with permission, then share what you find. See inspection contingencies.
  7. Notice and close. Deliver the assignment notice, then finish at the title company.

Your checklist for wholesaling Vacant Houses in Tennessee

  • Verify the owner on county records.
  • Check for squatters or tenants before showing the house.
  • Get written permission for any entry.
  • Add the required disclosures in bold, large print.
  • Ask an attorney to review the contract.

A Tennessee example: a boarded-up Memphis house in Frayser

Contract price$62,000
Estimated repairs$38,000
Estimated ARV$135,000
Back taxes owed$4,100
Buyer assignment fee$8,000
Seller proceeds, roughAbout $54,000 after taxes

Picture a Frayser home vacant for two years since its owner left for Atlanta. Boarded windows caught your eye on a drive, and county records led you to the owner.

Your $62,000 offer was accepted by the owner over email and post. The signed contract carried the mandatory disclosures and stated that you planned to assign it.

Once the assignment notice went out, a buyer agreed to an $8,000 assignment fee and started the rehab. Back taxes were settled by the title company at the table. The Atlanta owner signed remotely without a trip to Memphis, and neighbors welcomed the crews arriving. A single short email chain held the offer, the payoff figure and the closing date, so no one had to be chased twice.

Tennessee rules to know

Squatters, disclosure and wholesaling rules

Trespassers tend to find empty buildings. T.C.A. 29-18-135 gives owners a narrow route: a verified complaint filed with the county sheriff to remove unauthorized occupants of residential property, available only when specific conditions are met. Wrongful use can mean damages, so coordinate with the owner and an attorney. Our squatters guide covers more.

For a vacant one to four unit home, the owner typically hands over a disclosure statement unless the buyer waives it, and the wholesaling statute layers its own bold, large-print notices on top. Confirm the current text with an attorney. Before pricing, ask the title company and the city what is outstanding, since insurance gaps, code citations and unpaid utility bills often follow a house that has sat empty.

Learn it with a mentor

Build a vacant house pipeline

A repeatable process beats luck when locating owners. Mentorship students bring us their lists, and we help sort and organize the search.

FAQ

Vacant Houses in Tennessee: common questions

Is wholesaling vacant houses in Tennessee legal?

Yes, for vacant houses too, provided you meet the 2025 wholesaling disclosure requirements and stay clear of unlicensed brokerage. Statutes change, so verify the current text. Put your written disclosure of intent to market your interest in bold, large print in the contract, and give the seller notice before assignment.

How do I find a vacant house owner?

Use county records, tax data and skip tracing, then confirm title. Mailing addresses on the tax rolls often differ from the vacant property, so trace the owner by name, then check the deed and any liens with a title company before you sign a contract with them.

Can I enter a vacant house to look?

Not without permission from the owner. Walking a vacant house you do not own is trespass, even if it looks abandoned, so get the owner’s written okay first. Driving by and photographing the exterior from the street is a safer way to gather information first.

What if someone is living there?

Do not confront them. Ask an attorney about the sheriff complaint process. Section 29-18-135 offers an owner a verified complaint for unauthorized occupants, but it excludes tenants and has penalties for misuse, so the owner should file it, not you.

Do I need a license?

Brokering a vacant house takes a Tennessee license. Buy as a principal under your own contract, and have an attorney review how your deal is structured. Do not advertise the owner’s house as though you were listing it, and keep your written disclosures in the agreement.

Keep going

More Tennessee wholesaling guides

For the bigger picture see the Tennessee wholesaling guide, or choose a different situation below.

Your next step

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